To manage personal finance well, you need to be able to endure three aspects of loneliness

Some people can easily handle personal finance, while others have a hard time. Why is there such a big difference between people when it comes to personal finance? Jiafeng Ruide’s financial planner said that to do a good job in personal finance, you must be able to endure the “loneliness” in three aspects.

“Lonely” point: Others have their own side jobs, I also need to do a good job of personal finance, and developing a side job is one of the ways to increase income. But some people just can’t stand the “loneliness”, they haven’t done their main job well, and when they see others doing side jobs, they can earn tens of thousands of yuan a month and make a lot of money, they are particularly jealous. Jiafeng Reid’s financial planner said that it is not impossible to engage in a second job part-time, as long as it does not affect the main job and it is done within one’s ability.

“Lonely” point: Others are doing investment and financial management, I want to do it too

Investment and financial management, making money make money, is generally very important in personal financial planning, and it is also one of the most difficult things to do well. To do investment and financial management, you can invest in a certain project, buy a certain stock, buy a certain financial product, etc. In short, it is to make money make money and increase the value of assets. But there are also some people who can’t stand the “loneliness”. When they see that other people’s investment projects make money, they also invest; when they hear that a certain financial product has high returns, they also buy it regardless of whether there is risk… Jiafeng Ruide’s financial planner said that these people have committed the biggest taboo of investment and financial management – blindly following the trend will only fail in the end. It is recommended that people who don’t understand investment and financial management can consult some professional third-party financial institutions, and they will give you good financial advice.

“Lonely” point: Everyone else is buying insurance, so I want to buy one too

Insurance is important in preventing personal risks and can build a risk protection network for individuals or families. Therefore, it is very necessary for individuals to buy insurance. However, some people who cannot stand the “loneliness” do not understand insurance and buy it just because others are buying it. For example, some insurance companies launch various strange insurance products for festivals, such as Mid-Autumn Festival moon-watching insurance, Valentine’s Day love insurance, and bachelor insurance. Many people find it interesting and buy them. In fact, these insurance products are not very meaningful, and the merchants promote them as more interesting. Jiafeng Ruide Financial Planner said that accident insurance and medical insurance are the indispensable insurance products for individuals and need to be purchased as a priority.

To manage personal finance well, you need to be able to endure the above three aspects of “loneliness”. Have you done it? If not, you know the problem and quickly endure the “loneliness”!