If you understand your benefit options, you can better protect yourself and your family. With the basic information in hand, you can take routine steps to get the health insurance…

The Department of Labor's Employee Benefits Security Administration ( EBSA ) administers several important health care benefits laws that cover employer-based health care plans. These laws include: The basic right to know…

Mental health parity, as provided by law, is designed to ensure that the mental health and substance use disorder benefits you are entitled to are covered just as your medical/surgical…

An important part of your financial future is your employer's retirement savings plan. It's important to understand how your plan works and what benefits you'll receive. Just like you would…

401(k) Plan - In this type of defined contribution plan, employees can make contributions through pre-tax deductions from their paychecks. Contributions go into a 401(k) account, and employees typically choose investments based on the options offered…

Opportunities and setbacks coexist in life, especially at work. Learn how changes in employment status can affect health insurance. Whether you're looking to change employers, get a new job, lost…

If you have had or are planning to have a mastectomy, you may have special rights under the Women 's Health and Cancer Rights Act of 1998 (WHCRA ). The following questions…

Introduction This booklet will explain to people who participate in workplace-provided health benefit plans some of the obligations of those plans and outline the procedures and time limits for filing…

Introduction Health plans help workers and their families take care of their basic medical needs. It is one of the most important benefits an employer can offer. Under the Consolidated Omnibus…