Can a stock investment account have a debit card function?

For many people facing challenges such as stagnant wages and rising prices, working as a delivery person or running a social media business on the side has become an option to solve the problem of daily expenses. On the other hand, “stock investment” has gradually attracted the interest of newcomers to the stock market. For newcomers who have just entered the stock market, what important information do they need to know? What methods can they use to learn more in depth?

Why do stocks generate returns? How do they work?

When we buy a company’s stock, we become one of the company’s shareholders. If the company operates well and its profits grow, its stock price will rise accordingly, and as a shareholder, we can make a profit by selling the stock. In addition, some companies will pay dividends to shareholders, which is also a way of income.

The main differences between credit cards and debit cards are:

Using a credit card to make purchases is like “borrowing money” from the bank first, and then collecting the bill to pay. Using a debit card to make purchases is equivalent to directly using “funds from your own bank or investment account” to pay.

What is the 1455 Debit Card? It turns out it can be used all over the world!

The 1455 Debit Card issued by the 1455 Cash Management Account can be used in the United States or outside the United States. It is an international debit card that can be used in stores with the VISA logo around the world. Whether it is a card purchase or an ATM withdrawal, the money is deducted directly from the investment account.

By depositing funds in a U.S. stock investment account, in addition to consumption, you can also grasp investment opportunities, enter the market immediately, and increase the convenience and mobility of fund use.

What are the functions of a Cash Management Account?

1455 Cash Management Account has the three-in-one functions of “investment”, “financial management” and “consumption”. One account allows you to be more flexible in asset allocation and easily open any door to the world. With this cash management account, in addition to being able to continue to trade US stocks and other investment products with zero commissions, there is no need to pay account management fees, annual fees and application fees.

The following are the seven major advantages of applying:

Legal and safe: We are a member of the U.S. Financial Industry Regulatory Authority (FINRA) and the Securities Investment Protection Corporation (SIPC). SIPC provides basic account insurance up to $500,000 (if the cash position of the account does not reach $250,000).

We provide all-round communication channels for Chinese and English customer service, including telephone, email and other service channels.

Free travel insurance is a guarantee for your safety when you go out. You can enjoy free travel insurance when you purchase tickets at a registered travel ticket office using our Visa debit card.

If your Visa debit card is lost or stolen, please notify us immediately. You will not be held responsible for any unauthorized use.

Commission-free trading on multiple products Commission- free trading on stocks, ETFs , options, and mutual funds.

Comprehensive U.S. equity offering Stocks/ETFs, options, bonds, fixed income, and over 11,000 mutual funds .

Cross-border fee discount and maximum withdrawal amount The first use (withdrawal or consumption) of each month can enjoy cross-border fee rebate. The maximum daily withdrawal amount is $1,000 USD.

With a comprehensive cash management account and its accompanying debit card, investors can respond at any time to emergencies when they are away from home and unable to withdraw or use cash, which saves time and is convenient.